Investors can exit by refinancing or trading the securities on capital market platforms; however, most investors recognize that PPPs are long-term investment. U.S. Securities and Exchange Commission. 5th Street, N.W.. Washington, DC investment bankers, we need to start writing disclosure documents. A Basic. Guide to. Exporting. 11th Edition. Doug Barry, Editor. U.S. Commercial Service to establish and grow their business in international markets. COIN ETHEREUM PRICE

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What investment strategy are you going to use? Are you going for long-term, short-term or a mix of it? With the strategy you have in mind, what stocks will you buy? With more than stocks to choose from, how do you decide what to buy? It is important that your answers to these questions should reflect your goals, time-horizon and trading skills that you have.

This is a simple strategy that involves investing fixed amount of money in giant companies at regular intervals monthly, quarterly, etc over a long period. This is a totally passive approach which does not entail daily monitoring. You can learn more about it here. It is designed for those who want to maximize their stock investments without drastically changing your daily routine. You can check here for its details. I saw a shock of my life! The price of MEG went up to 2.

I was thrilled! How can multiplying money be that easy, I thought! Feeling all the excitement, I decided to sell it right away at that price. I posted a sell off-hour after trading hours order at 2. Hmm, not bad at first sight. I disclosed below a snapshot of what I have experienced later on that year just as a beginner. As you can see above, my second buy of stock was shares MPI at 3. The next was even more fantastic and ecstatic.

He appeared to me as experienced enough to give such a prediction. So innocently and experimentally relying again on that advise alone and trusting his instincts, without knowing yet about fundamental and technical analysis , I entered a buy order for shares of SMDC. Seeing it was executed, I went back to my job, and waited what would happen next.

But lo and behold, in only just two weeks, its price went up high to The shares of FLI though took a longer time to appreciate, that I needed to average down by buying another shares at 1. But the MEG shares I sold immediately when made its way up to 2. Is your money sleeping in the bank? Here comes the more interesting part. FLI is 1. This gives us an insight as to the common observation that the rich gets richer. The truth is that there are many available vehicles to ride on that make wealth building and protection a lot easier.

And investing in the stock market is just one of it. Now digest all those figures and start your imagination. Now you know how they can afford to build and maintain those large air-conditioned buildings and pay all their bankers and managers. At this point, it would be careless of me if I would not mention the fact that even though I earned during my first days in the market, remember that the risk of losing money will always be there. In fact, many times I get surprised when I check my email and be notified by the money being added into my account as dividends I received as an investor without doing any active work except to invest.

A dividend is a payment made by a corporation to its shareholders, usually as a distribution of profits. One way of making money in the stock market is through dividends As mentioned above, I primarily use now the Strategic Averaging Method SAM which has removed all the stress in all my investing decisions.

You can learn more about this strategy here. And looking back, I realized I was very lucky I started doing this early in my life. At least, may napapala ako investments kahit papano in my years of working without so much analysis. That way I can enjoy my present life without worrying or sacrificing my financial future. And this is one of the reason why I started this blog. To pay it forward, I shared all my learning mistakes included in this blog from the point I started investing with zero knowledge.

So enjoy reading the rest of this page. Also subscribe in the form below so you get the latest posts in this site straight in your email. Enter your email below Name: Email: You can also stop muna at this point and ponder how investing in Philippine stock market may help you in achieving some of your financial goals. Pero kung nagmamadali ka na talaga, watch the short introductory video I made here where I summarized the basics that you need to know and do to actually start investing in Philippine Stock Market.

After watching, just follow the suggestions outlined below for more guidance. I personally started with this tiny book This is a light very interesting read with not so much financial jargons. Your free ebook is specifically designed for absolute beginners, much like an introduction to a vast knowledge about stock market. A week later his friend tells Rick to invest in XYZ Company so that could double his money in a week. Rick gets excited over the news, and on the same day, invests his P, savings into XYZ.

The next day, Rick looks at his account… his money is just P90, He demands an explanation from his friend. Rick being a very trusting guy follows the advice… One week later, he opens his account…. And boom. Account Balance: P10, Imagine the stress Rick was going through. He blamed his friend for losing his money, and swore that he would never invest in the stock market again. Rick was unprepared and took on a lot of risk due to ignorance.

I also counted the number of steps and clicks you had to make for the basic transactions. I also made a distinction whether the stock market term is really useful. Count the number of buttons available in your TV remote, and then count how many of those buttons you actually use. What you see when you open the order window. There are three ways to get your money into the stock market. The key here is to find which best fits your desired style of investing.

These funds are professionally handled by the fund manager. In a mutual fund, you are not buying specific company. Instead, what you are buying are shares of that specific fund. So if the fund is invested in 10 different companies, your money is also invested in those 10 different companies.

This also means that you no longer have to decide which companies to buy, and when to sell them. That responsibility is delegated to the fund manager. The good thing about this is that you can get advice made specific to your investing needs: Your investment goals, your timeline, and your tolerance to risk. A good stock broker will be able to advice you on what to buy, when to sell, and notify you of the upcoming opportunities.

You can even assign some brokers to manage your portfolio for you while you go on vacation. The many personalized services that come with this method entail a price — commonly in the form of higher commission rates and higher minimums for starting an account. On your own, you will be able to buy and sell stocks as long as you have a computer with access to the internet. Since everything is do-it-yourself, you will be paying the lowest commission rate possible 0.

For the market tips and advice, your online broker will be providing you with tons of reports and market information. It would be up to you how to understand it and how to get the relevant details. Among these three options, what I generally recommend to starting investors is to start with an online stock broker.

This makes it accessible to almost anyone who has a source of steady source of income. You will read the company reports. You will decide which companies to buy, and which companies to sell. You will execute your buy and sell orders. You will manage your own portfolio.

This means you stand to earn the biggest amount. This is also the reason why I would recommend doing it on your own first, before getting a mutual fund. In a mutual fund, everything is managed for you. Your only responsibility is to write a check or make a deposit to the mutual fund company. Developing the skill of writing a check and paying someone is very dangerous! In fact, I also have investments in mutual funds. The lowest that is allowable by the PSE is 0. These other fees however would not vary from broker to broker.

This is why with online brokers where only generic market information is provided , they just charge the minimum. Here is a complete list of online and traditional brokers registered with the PSE. Broker Directory. A ranking report by volume of transactions is also available in that link. Overall, you should pick a broker who matches your investing needs. As a beginning investor with little starting capital, it would be best to pick brokers with the lowest fees.

This way, more of your available money is put into stocks rather than transaction fees. Take the Leap - Quick Tip! They have the lowest fees. And they provide a lot of market information. And they are the largest online brokerage in the country stability. Some are simple, and some are a little complicated. Take a look at which one would be best for you. If it gets bigger, great! But if it gets lost, then you should still be okay.

Pick the companies that will most probably outlive you. These are the companies that have a history of expanding into new ways of making money. Then they expanded their business to also provide internet and cellular services. And much more recently, they even acquired a competitor, Sun Cellular. Then the business shifted to selling hotdogs. After the hotdogs, came the Yumburgers and Chickenjoy. This marked their entrance in the pizza-pasta business. But aside from this product, SMC has had a history of expanding into new businesses.

Clearly, San Miguel Corporation will keep on evolving to thrive in the ever changing market. SMC P In fact, if it was the year — and you had put your money in San Miguel Corporation, your returns would have been negative in However, it requires more discipline than the buy and hold strategy. The peso cost averaging strategy is investing a fixed amount of money in a good company at fixed intervals, regardless of its price.

This way, you spread out the risk of buying at expensive prices, at the same time take advantage of the opportunities at cheap prices. Here is an example to show you how this works. The following table shows the prices of Ayala Land Inc, at six-month intervals.

Average Purchase Price of Shares Purchase Price of Shares Notice that even if the prices have gone up in January , the average purchase price still remains lower. This is because a lot more shares were purchased during Jul to Jan What does lot size mean? As a result, the average purchase price also goes lower. This is the magic of peso-cost averaging. By buying at fixed intervals, with fixed amounts of money, you take advantage of the price fluctuations.

Market Timing Market timing is also known as stock trading. This means actively watching the stock market for opportunities to buy at the lows, and sell at the highs. Market timing requires more skill, time and dedication. At the same time, it is also a lot more exciting. With timing the market, you can double your money in a week! But at the same time, the reverse could happen. This rush of winning and losing is the reason why the stock market is often likened to gambling.

While the concept of timing the lows and selling at the highs seems simple, it requires knowledge of a science called technical analysis. Technical analysis is a technique where you look for patterns in the stock charts, and look for different market indicators. Just to show a preview of some things you should know if you plan on doing this, take a look at this chart.

Of these three strategies, the best strategy for the new investor is peso cost averaging. You spread your risk. You only need to check on it, once or twice a month. If you already have a huge amount of money set-aside say, P, and above , divide that portion into 6 portions or so and slowly invest it into the stock market using the peso-cost averaging.

Professionals use two approaches in deciding which companies to buy: Fundamental analysis and Technical analysis. Before I explain these two methods, please be reminded that the people who do it are professionals. Meaning they spend majority of their work week performing these kinds of analyses. Now, rest assured though that you do not need to learn how to do this. The approach is usually done in a top-down manner, from general to specific. The following list is the series of questions one would need to answer using the fundamental analysis approach on a global level.

North America? When I was still starting out in studying how to invest in the stock market, this was one of the first things that I read. And it overwhelmed me. I felt that I had to read my book on Econ again! Fundamental Analysis: Simpler Version To make fundamental analysis easier, the best first step is to start with what you already know.

Start by identifying the products that you already use and find out who makes them. Which fast food restaurants do you eat in? Do you use electricity? Of course you do - Find out more about Meralco. Who provides your water? Where do you shop? SM Malls or Ayala Malls? Either way, both are listed in the stock market.

Which airlines do you use for travel? Where do you work? Who provides your internet? What about your sim card? For each of these companies, your goal is to find evidence that these companies will continue to grow in the future. The more evidence you have, the better your chance of making a good choice.

Which can convince you to buy a stock? Which are good enough reasons for you to buy a stock? Come , all these units would be sold out. My boss just invested P10m into company XYZ! My boss, whose wife is a mutual fund manager of an international bank, just invested P10m into company XYZ! Some evidence will be based on 10 years of performance, while some will be based on the latest rumors. The major assumption in technical analysis is that everything that has happened and is happening is already factored into the stock price.

And therefore, by studying the stock price alone, you have already factored in everything that could affect the price including fundamental factors and the market psychology. In short, you only consider the price of the stock with technical analysis. This is in contrast with fundamental analysis where everything seems like a factor to consider.

This makes technical analysis look a lot simpler, making more people want to try it out. In fact, the seminars on this offered by CitisecOnline have two sessions, each one going for at least 4 hours. I have decided to end the discussion on technical analysis here.

The reason is that I do not want to encourage you to try it without more in-depth training. At this point, it is enough that you know that Technical Analysis exists. Yes, there is a better, easier, safer and more effective way to do it! This way you get to leverage on their time and talent when it comes to picking stocks.

There are a lot of sources online wherein you can get this guidance. A few are great, some are okay, and many are just plain risky. So to answer this question, I will just recommend the best one. I believe that this expert is the best because of the consistency, reliability, integrity and ease of use. Bo Sanchez actually taught his maids and drivers how to invest in the stock market. The Stocks Update is a page article which contains stock recommendations and the reasons why that company is being recommended.

The following picture shows a snippet of the StocksUpdate. The recommended stocks and the prices would have changed by the time you read this. This is the maximum price that you should be willing to pay for 2 - Buy Below that stock.

Anything below the buy below price is considered What Price? This is the target selling price. So for AP, when the price reaches When to Sell? This is why the buy below price is very important. It is because of this Buy Below Price that investors are able to confidently invest their money in the recommended companies.

Investors who understand this concept clearly, know that as long as they follow the buy below price, they are maximizing the use of every hard-earned peso they have. Learn and Earn at the Same Time By the way, did you notice that I said there were 4 questions, but only gave you 3?

However, this stock recommendation list is considered to be best because of the minds that created it. Edward was introduced to the stock market at a very young age of One year later, the stock market crashed, and he was completely wiped out. He was even buried in debt because he used borrowed money for investing! But, thankfully for all of us, that stock market crash taught him a lesson.

He persevered, and recovered, and continued studying and investing in the stock market. Yes, with a B! Standing on the Shoulders of 2 Giants The best way to look at the StocksUpdate, then, is to see it as a product of 2 giants: Edward Lee the stock market genius, and Bo Sanchez, the brilliant and inspiring motivational speaker.

Edward Lee provides the technical expertise of the recommendations. Then, Bo Sanchez translates the recommendations into a simple and entertaining manner in the StocksUpdate. As a member, you get e-books, recordings of live seminars, financial newsletters aside from the StocksUpdate.

Benefit What is it? StocksUpdate Your ultimate step-by-step guide to investing in the stock market as shown in the previous sections. These are inspirational and transformative talks that will teach you how to live the life that you would want for yourself. Sent twice a month 3. Through these interviews, you get to learn not only from Bo, but other experts as well.

Sent quarterly 4. Wealth Strategies This is a newsletter that gives you financial education. Topics range from the principles of abundance, to the nitty-gritty details of business, insurance and other investments. If you share the Truly Rich Club with friends and family and they sign-up using your link, you will get to earn a commission.

So when you sign up using my link, I will get a commission from your subscription. However, income aside, my recommendation is always based on my personal experience that the product provides excellent and valuable service. There are also other membership options which have different prices and benefits. The details however, need not be discussed here.

They will give your money back, with no questions asked. You have to read this section first. You see, the only time following a stock recommendation list would be irresponsible is if you act on it blindly, without knowing the source and its credibility.

Let me explain using this story: There was a young and beautiful girl who lived in a hut by the ocean named Marimar. Her evil aunt, named Angelica, told Marimar that his husband Sergio has been cheating on her. Being very gullible, Marimar believed Angelica and went home crying to seek comfort from her dog, Polgoso.

Marimar was so angry and hopeless and irresponsible that she packed her things and left the country without saying goodbye to anyone. During the trip, she got into an accident, and died. Now, Marimar failed to do something that she should have done after she got the information.

She should have first checked the credibility of two things: the credibility of the source of information and the credibility of the information itself. For the benefit of the very young readers, the above story is just a reference to the Telenovela entitled Marimar. It was a show that swept the Philippine TV during its time. I still have the introductory song memorized! He is a spiritual preacher, best-selling author, publisher, international speaker, entrepreneur, millionaire, philanthropist, father and a husband.

He has built many ministries for the poor and less fortunate, he has achieved many awards, and the list of his accomplishments is just too many to mention here. He is a self-made billionaire and the chairman and founder of CitisecOnline. He started investing in the stock market when he was only 18 years old. Today he has almost 40 years of experience under his belt. Under the guidance of Edward Lee, the Truly Rich Club has been recommending stocks for the past 2 years.

And so far, the performance has been stellar. Here is a list of the past winners of the Truly Rich Club this The picture above is a screenshot of my portfolio just this January Some parts have been blocked out for personal reasons, but you may direct your eyes to the rightmost column which shows the percentage gains. Some of these stocks have been held for almost one year, while some of the stocks have been only there for a couple of months.

With that, I really encourage you to join the Truly Rich Club as you start investing in the stock market. Join the Truly Rich Club. With the StocksUpdate newsletter it would be like you have an expert baby sitter for your investing. And 4 When to sell them. Important: When you sign-up, remember to sign-up through any of the links in this book, or in the stockmarketforpinoys.

Truly Rich Club Links 1. Signing-up and Getting the Stock Market for Pinoys. Performance Review of the StocksUpdate Recommendations 4. But of course, the more you know the better right? The information here has very little to do with investing in the stock market. I just put this here for those who are a bit more curious than the rest. As of , there are listings in the Stock Market. While five years ago there were only listed companies. The size of the market is measured by market capitalization.

This is the total market value of all listed companies in that particular stock market. In the table below, it is easy to see that our stock is still very small when compared to others. Companies get listed in the stock market in order to raise huge amounts of capital without having to borrow money outright. With the stock market, they sell their shares of stock their ownership to the public — and just share the profits through dividends to their stockholders.

The first board caters to companies with market capitalization of at least P Million. The second board is for companies with market capitalization of at least P Million. The following table is a quick summary of the standards set by the PSE for the three boards. Philippine Stock Exchange Main Website 2. This refers to the first time the public is given an opportunity to buy shares of a newly publicly listed company.

Of course, this happens after PSE screens the company in order to protect the investing public. IPOs are very exciting since it may present an opportunity to make a lot of money. Actually, the investing public is a bit biased towards IPOs. Its opening price was P However, for those who stuck with it for the next couple of months, they would have nearly doubled their money.

This meant that a lot of people wanted to buy the stock. It climbed from P to P on its first day. However, after several months, the stock price gradually declined. Many people held on to the stock believing that it would one day get back up again. One year passed, but sadly the stock price dropped even more. In July , the stock price was only in the P67 - P70 range. The first person to go to if you want to get into an IPO is your stock broker.

As soon as you hear the news of an IPO, contact them already to ask when you can get the shares. Do not wait till the opening date since that would already be too late. In an IPO the shares of stock are limited to each person. Add to that the emotional rush it creates: the excitement from everybody wanting to get it, and the fear from missing out on an opportunity. This emotional rush makes a lot of investors blind to the risk of not knowing anything about the company.

Ellie is a cautious and patient investor so she waits for more information before getting into it. It must be one of the random people she added just to get the notifications down to zero. While having dinner, she overheard one of the tables talking about investing. Since the table was already full, she just tried to listen to their conversation. After a few minutes of listening she learns that several of them already signed up for the IPO.

The next morning, Ellie calls up her broker, and asks to also get her shares for the coming IPO. Did Ellie learn anything about the company? Not a thing. What she did find out was that a ton of other people was also getting into it. I got the texts. I saw the posts on Facebook. Instead of a birthday party, it was a despedida. And the moment I signed up for the stocks, I also encouraged my other friends to get into it.

Unfortunately, for every IPO like Microsoft that turns out to be a big winner, there are a thousand of losers. Psychologists Kahnerman and Tversky have shown when humans estimate the likelihood of an event, we make that judgment based not on how often the event has actually occurred, but on how vivid the past examples are. But we conveniently overlook the fact that most other IPOs were terrible investments.

Stock Symbol or Stock Code In the stock market, each company is assigned a nickname or a code. This is called the stock symbol. The table below lists some examples. Market Price The market price is simply the price per share of a particular stock.

When the stock market is open, the price can change every second. It all depends on how much the buyers want to buy, and how much the sellers want to sell. You will probably see something that looks like this. Naturally, buyers would want to buy at the lowest price possible, while sellers would want to sell at the highest price possible.

This is why this table shows the highest buying prices and the lowest selling prices. Label What is it? What does it mean? The picture above shows that the highest price buyers were willing to pay was P2, per share. Example, on the third row: Buyers want to buy shares at the price of P2, The picture above shows that the lowest price sellers were willing to sell was at P2, Example, on the 4th row: Sellers want to sell shares at the price of P2, Tick Size The fluctuation or tick size is the smallest increment in the price of a stock.

The tick sizes are standards which have been set by the PSE for the purposes of easier trading. These tick sizes vary depending on the price range that stock belongs to. If there were no tick sizes, buyers and sellers have an infinite range of prices to bid and sell. For example, if the current highest bid was P2, , you could outbid it by P0. This would make it more difficult to facilitate the trades.

Lot Size Board Lots are also standard increments set by the PSE, but this time the minimum allowable increment affects the number of shares to be bought or sold. This time, take a look at the number of shares columns of PLDT, all of the numbers are multiples of 5. Like the tick size of a stock, the lot size is also dependent on the price range of the stock, and was also set to make trades easier to manage. Board Lot The board lot is simply a table showing the summary of the tick sizes and the lot sizes of the respective price ranges of the stocks.

Here is the board lot. Some examples on how to read it are given below. At that price range, the tick size is P0. This means that the price of XYZ can change to P5. At the same time you could only buy it in increments of shares. It would belong to the new price range of P It would have a new tick size of P0. Yes, sorry for that!

So with that, read on! I have arranged it in increasing order of complexity the further down the list, the harder it is to read. So my suggestion is to start doing them from the top of the list per category. Included in these references are books, e-books, websites and seminars which you can look at to further you interest in those topics.

For the other references, links are provided for more information. Now, take note that you already know enough to start investing in the stock market. You can do it at the same time you begin investing. If you join the Truly Rich Club, you already get the recording. It teaches about the difference of real assets and real liabilities. Knowledge of this basic principle will change how you decide what things to buy.

Its basic principle is that those who are patient in learning get the highest returns. While those who are impatient what to get the easiest form of investments get the worst kinds of returns. The Intelligent Investor by Benjamin Graham — This is a classic when it comes to the world of investing. It explains the four kinds of investors in the stock market. It also shows how and why investing for the long term beats the short term traders.

Registration is free for current CitisecOnline members. More Information and Registration Here www. Articles are appropriately separated into beginner, intermediate and advanced topics. But as a quick guideline here, only attend a technical seminar if that is the only topic for the WHOLE day. In this section, please note that my focus is the action step itself, so I will no longer elaborate on ideas which have been discussed in part 1 and part 2 of this guide. I will only give specific instructions which will move you further along your journey on investing.

My goal here is to get you started with your investing in the fastest and most effective way possible. So bear in mind that rather than present you with Options A, B and C. I will just instruct you to do X, Y and then Z. Day 1: Commit to a Personal Investing Goal The first thing that you will need in order to get started is your commitment. Nothing will happen without your commitment. It can be the goal written below, so something more personal to you.

It could be about investing for yourself, or for the people you love. The important thing here is that you decide and commit to it. Commit to Your Personal Investing Goal! Downloading the forms is 1 minute. Filling out the forms is 5 minutes. Photocopying your ID is 2 minutes. I think you get the picture now. She was already excited to get started, but for some reason she only filled out the forms and never sent it to COLFinancial.

Then without her knowing, several months passed by with her forms accumulating dust in the drawer. So act now, act now and act now. Ultimately, what this can mean for you is not only profitability, but peace of mind. Now, personally, I think of the Truly Rich Club as being able to hire the best stock market expert here in the Philippines Edward Lee so that he can tell me exactly what to buy and sell.

However, if paying for expert guidance is really not your thing; another other option is to look at the COL EIP recommendation list. As of Nov , they are recommending 16 different companies that you can invest in it for the long term. Here are the important links for your reference in this step. Two to three companies from different industries would be a good enough diversification. You are already invested into the stock market.

Feel free to watch your investments go green up , and go red down. Right now, you should be proud that the Filipino business tycoons are working hard to make your money grow. Recall that if you buy a stock, you are buying into a business, and you are leveraging on the people running that business. Here is the guide on how you can understand your portfolio even more. What you have to remember is that this is the natural fluctuation of the stock market.

It goes up, and it goes down. Click here to download: Monitoring Your Portfolio. Now, as you begin to invest in the stock market, you will notice that a lot of people will be boasting about their investing strategies. But it is at this point that you need to stick to your strategy because of the following reasons: 1.

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HOW THE STOCK MARKET WORKS - Stock Market 101 for beginners - Philippine Stock Exchange

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It is important that your answers to these questions should reflect your goals, time-horizon and trading skills that you have. This is a simple strategy that involves investing fixed amount of money in giant companies at regular intervals monthly, quarterly, etc over a long period. This is a totally passive approach which does not entail daily monitoring. You can learn more about it here. It is designed for those who want to maximize their stock investments without drastically changing your daily routine.

You can check here for its details. I saw a shock of my life! The price of MEG went up to 2. I was thrilled! How can multiplying money be that easy, I thought! Feeling all the excitement, I decided to sell it right away at that price. I posted a sell off-hour after trading hours order at 2. Hmm, not bad at first sight.

I disclosed below a snapshot of what I have experienced later on that year just as a beginner. As you can see above, my second buy of stock was shares MPI at 3. The next was even more fantastic and ecstatic. He appeared to me as experienced enough to give such a prediction. So innocently and experimentally relying again on that advise alone and trusting his instincts, without knowing yet about fundamental and technical analysis , I entered a buy order for shares of SMDC.

Seeing it was executed, I went back to my job, and waited what would happen next. But lo and behold, in only just two weeks, its price went up high to The shares of FLI though took a longer time to appreciate, that I needed to average down by buying another shares at 1. But the MEG shares I sold immediately when made its way up to 2. Is your money sleeping in the bank? Here comes the more interesting part. FLI is 1. This gives us an insight as to the common observation that the rich gets richer.

The truth is that there are many available vehicles to ride on that make wealth building and protection a lot easier. And investing in the stock market is just one of it. Now digest all those figures and start your imagination. Now you know how they can afford to build and maintain those large air-conditioned buildings and pay all their bankers and managers.

At this point, it would be careless of me if I would not mention the fact that even though I earned during my first days in the market, remember that the risk of losing money will always be there. In fact, many times I get surprised when I check my email and be notified by the money being added into my account as dividends I received as an investor without doing any active work except to invest.

A dividend is a payment made by a corporation to its shareholders, usually as a distribution of profits. One way of making money in the stock market is through dividends As mentioned above, I primarily use now the Strategic Averaging Method SAM which has removed all the stress in all my investing decisions. You can learn more about this strategy here.

And looking back, I realized I was very lucky I started doing this early in my life. At least, may napapala ako investments kahit papano in my years of working without so much analysis. That way I can enjoy my present life without worrying or sacrificing my financial future. And this is one of the reason why I started this blog. To pay it forward, I shared all my learning mistakes included in this blog from the point I started investing with zero knowledge.

So enjoy reading the rest of this page. Also subscribe in the form below so you get the latest posts in this site straight in your email. Enter your email below Name: Email: You can also stop muna at this point and ponder how investing in Philippine stock market may help you in achieving some of your financial goals.

Pero kung nagmamadali ka na talaga, watch the short introductory video I made here where I summarized the basics that you need to know and do to actually start investing in Philippine Stock Market. After watching, just follow the suggestions outlined below for more guidance. I personally started with this tiny book This is a light very interesting read with not so much financial jargons. Your free ebook is specifically designed for absolute beginners, much like an introduction to a vast knowledge about stock market.

All the basic topics you need to know to start investing are shortly discussed there. Time to read the ebook is only 15 to 30 minutes, which means you can be mentally prepared buying your first stock in a matter of less than an hour! Simply subscribe HERE with your facebook account and the link to download will be sent to your email inbox right away! Who can help you better than those people doing it now, right?

So if the fund is invested in 10 different companies, your money is also invested in those 10 different companies. This also means that you no longer have to decide which companies to buy, and when to sell them. That responsibility is delegated to the fund manager. The good thing about this is that you can get advice made specific to your investing needs: Your investment goals, your timeline, and your tolerance to risk.

A good stock broker will be able to advice you on what to buy, when to sell, and notify you of the upcoming opportunities. You can even assign some brokers to manage your portfolio for you while you go on vacation. The many personalized services that come with this method entail a price — commonly in the form of higher commission rates and higher minimums for starting an account. On your own, you will be able to buy and sell stocks as long as you have a computer with access to the internet.

Since everything is do-it-yourself, you will be paying the lowest commission rate possible 0. For the market tips and advice, your online broker will be providing you with tons of reports and market information. It would be up to you how to understand it and how to get the relevant details.

Among these three options, what I generally recommend to starting investors is to start with an online stock broker. This makes it accessible to almost anyone who has a source of steady source of income. You will read the company reports. You will decide which companies to buy, and which companies to sell.

You will execute your buy and sell orders. You will manage your own portfolio. This means you stand to earn the biggest amount. This is also the reason why I would recommend doing it on your own first, before getting a mutual fund. In a mutual fund, everything is managed for you. Your only responsibility is to write a check or make a deposit to the mutual fund company. Developing the skill of writing a check and paying someone is very dangerous!

In fact, I also have investments in mutual funds. The lowest that is allowable by the PSE is 0. These other fees however would not vary from broker to broker. This is why with online brokers where only generic market information is provided , they just charge the minimum. Here is a complete list of online and traditional brokers registered with the PSE. Broker Directory. A ranking report by volume of transactions is also available in that link.

Overall, you should pick a broker who matches your investing needs. As a beginning investor with little starting capital, it would be best to pick brokers with the lowest fees. This way, more of your available money is put into stocks rather than transaction fees. Take the Leap - Quick Tip! They have the lowest fees. And they provide a lot of market information. And they are the largest online brokerage in the country stability. Some are simple, and some are a little complicated. Take a look at which one would be best for you.

If it gets bigger, great! But if it gets lost, then you should still be okay. Pick the companies that will most probably outlive you. These are the companies that have a history of expanding into new ways of making money. Then they expanded their business to also provide internet and cellular services. And much more recently, they even acquired a competitor, Sun Cellular. Then the business shifted to selling hotdogs. After the hotdogs, came the Yumburgers and Chickenjoy.

This marked their entrance in the pizza-pasta business. But aside from this product, SMC has had a history of expanding into new businesses. Clearly, San Miguel Corporation will keep on evolving to thrive in the ever changing market. SMC P In fact, if it was the year — and you had put your money in San Miguel Corporation, your returns would have been negative in However, it requires more discipline than the buy and hold strategy. The peso cost averaging strategy is investing a fixed amount of money in a good company at fixed intervals, regardless of its price.

This way, you spread out the risk of buying at expensive prices, at the same time take advantage of the opportunities at cheap prices. Here is an example to show you how this works. The following table shows the prices of Ayala Land Inc, at six-month intervals. Average Purchase Price of Shares Purchase Price of Shares Notice that even if the prices have gone up in January , the average purchase price still remains lower. This is because a lot more shares were purchased during Jul to Jan What does lot size mean?

As a result, the average purchase price also goes lower. This is the magic of peso-cost averaging. By buying at fixed intervals, with fixed amounts of money, you take advantage of the price fluctuations. Market Timing Market timing is also known as stock trading. This means actively watching the stock market for opportunities to buy at the lows, and sell at the highs. Market timing requires more skill, time and dedication.

At the same time, it is also a lot more exciting. With timing the market, you can double your money in a week! But at the same time, the reverse could happen. This rush of winning and losing is the reason why the stock market is often likened to gambling. While the concept of timing the lows and selling at the highs seems simple, it requires knowledge of a science called technical analysis.

Technical analysis is a technique where you look for patterns in the stock charts, and look for different market indicators. Just to show a preview of some things you should know if you plan on doing this, take a look at this chart. Of these three strategies, the best strategy for the new investor is peso cost averaging. You spread your risk. You only need to check on it, once or twice a month. If you already have a huge amount of money set-aside say, P, and above , divide that portion into 6 portions or so and slowly invest it into the stock market using the peso-cost averaging.

Professionals use two approaches in deciding which companies to buy: Fundamental analysis and Technical analysis. Before I explain these two methods, please be reminded that the people who do it are professionals. Meaning they spend majority of their work week performing these kinds of analyses.

Now, rest assured though that you do not need to learn how to do this. The approach is usually done in a top-down manner, from general to specific. The following list is the series of questions one would need to answer using the fundamental analysis approach on a global level. North America? When I was still starting out in studying how to invest in the stock market, this was one of the first things that I read.

And it overwhelmed me. I felt that I had to read my book on Econ again! Fundamental Analysis: Simpler Version To make fundamental analysis easier, the best first step is to start with what you already know. Start by identifying the products that you already use and find out who makes them. Which fast food restaurants do you eat in? Do you use electricity? Of course you do - Find out more about Meralco. Who provides your water? Where do you shop? SM Malls or Ayala Malls?

Either way, both are listed in the stock market. Which airlines do you use for travel? Where do you work? Who provides your internet? What about your sim card? For each of these companies, your goal is to find evidence that these companies will continue to grow in the future. The more evidence you have, the better your chance of making a good choice. Which can convince you to buy a stock? Which are good enough reasons for you to buy a stock? Come , all these units would be sold out.

My boss just invested P10m into company XYZ! My boss, whose wife is a mutual fund manager of an international bank, just invested P10m into company XYZ! Some evidence will be based on 10 years of performance, while some will be based on the latest rumors. The major assumption in technical analysis is that everything that has happened and is happening is already factored into the stock price. And therefore, by studying the stock price alone, you have already factored in everything that could affect the price including fundamental factors and the market psychology.

In short, you only consider the price of the stock with technical analysis. This is in contrast with fundamental analysis where everything seems like a factor to consider. This makes technical analysis look a lot simpler, making more people want to try it out. In fact, the seminars on this offered by CitisecOnline have two sessions, each one going for at least 4 hours. I have decided to end the discussion on technical analysis here.

The reason is that I do not want to encourage you to try it without more in-depth training. At this point, it is enough that you know that Technical Analysis exists. Yes, there is a better, easier, safer and more effective way to do it! This way you get to leverage on their time and talent when it comes to picking stocks. There are a lot of sources online wherein you can get this guidance. A few are great, some are okay, and many are just plain risky.

So to answer this question, I will just recommend the best one. I believe that this expert is the best because of the consistency, reliability, integrity and ease of use. Bo Sanchez actually taught his maids and drivers how to invest in the stock market. The Stocks Update is a page article which contains stock recommendations and the reasons why that company is being recommended. The following picture shows a snippet of the StocksUpdate. The recommended stocks and the prices would have changed by the time you read this.

This is the maximum price that you should be willing to pay for 2 - Buy Below that stock. Anything below the buy below price is considered What Price? This is the target selling price. So for AP, when the price reaches When to Sell? This is why the buy below price is very important. It is because of this Buy Below Price that investors are able to confidently invest their money in the recommended companies. Investors who understand this concept clearly, know that as long as they follow the buy below price, they are maximizing the use of every hard-earned peso they have.

Learn and Earn at the Same Time By the way, did you notice that I said there were 4 questions, but only gave you 3? However, this stock recommendation list is considered to be best because of the minds that created it. Edward was introduced to the stock market at a very young age of One year later, the stock market crashed, and he was completely wiped out.

He was even buried in debt because he used borrowed money for investing! But, thankfully for all of us, that stock market crash taught him a lesson. He persevered, and recovered, and continued studying and investing in the stock market. Yes, with a B! Standing on the Shoulders of 2 Giants The best way to look at the StocksUpdate, then, is to see it as a product of 2 giants: Edward Lee the stock market genius, and Bo Sanchez, the brilliant and inspiring motivational speaker.

Edward Lee provides the technical expertise of the recommendations. Then, Bo Sanchez translates the recommendations into a simple and entertaining manner in the StocksUpdate. As a member, you get e-books, recordings of live seminars, financial newsletters aside from the StocksUpdate. Benefit What is it? StocksUpdate Your ultimate step-by-step guide to investing in the stock market as shown in the previous sections.

These are inspirational and transformative talks that will teach you how to live the life that you would want for yourself. Sent twice a month 3. Through these interviews, you get to learn not only from Bo, but other experts as well. Sent quarterly 4. Wealth Strategies This is a newsletter that gives you financial education. Topics range from the principles of abundance, to the nitty-gritty details of business, insurance and other investments. If you share the Truly Rich Club with friends and family and they sign-up using your link, you will get to earn a commission.

So when you sign up using my link, I will get a commission from your subscription. However, income aside, my recommendation is always based on my personal experience that the product provides excellent and valuable service. There are also other membership options which have different prices and benefits. The details however, need not be discussed here. They will give your money back, with no questions asked.

You have to read this section first. You see, the only time following a stock recommendation list would be irresponsible is if you act on it blindly, without knowing the source and its credibility. Let me explain using this story: There was a young and beautiful girl who lived in a hut by the ocean named Marimar.

Her evil aunt, named Angelica, told Marimar that his husband Sergio has been cheating on her. Being very gullible, Marimar believed Angelica and went home crying to seek comfort from her dog, Polgoso. Marimar was so angry and hopeless and irresponsible that she packed her things and left the country without saying goodbye to anyone. During the trip, she got into an accident, and died. Now, Marimar failed to do something that she should have done after she got the information.

She should have first checked the credibility of two things: the credibility of the source of information and the credibility of the information itself. For the benefit of the very young readers, the above story is just a reference to the Telenovela entitled Marimar. It was a show that swept the Philippine TV during its time. I still have the introductory song memorized! He is a spiritual preacher, best-selling author, publisher, international speaker, entrepreneur, millionaire, philanthropist, father and a husband.

He has built many ministries for the poor and less fortunate, he has achieved many awards, and the list of his accomplishments is just too many to mention here. He is a self-made billionaire and the chairman and founder of CitisecOnline. He started investing in the stock market when he was only 18 years old. Today he has almost 40 years of experience under his belt. Under the guidance of Edward Lee, the Truly Rich Club has been recommending stocks for the past 2 years.

And so far, the performance has been stellar. Here is a list of the past winners of the Truly Rich Club this The picture above is a screenshot of my portfolio just this January Some parts have been blocked out for personal reasons, but you may direct your eyes to the rightmost column which shows the percentage gains. Some of these stocks have been held for almost one year, while some of the stocks have been only there for a couple of months.

With that, I really encourage you to join the Truly Rich Club as you start investing in the stock market. Join the Truly Rich Club. With the StocksUpdate newsletter it would be like you have an expert baby sitter for your investing. And 4 When to sell them.

Important: When you sign-up, remember to sign-up through any of the links in this book, or in the stockmarketforpinoys. Truly Rich Club Links 1. Signing-up and Getting the Stock Market for Pinoys. Performance Review of the StocksUpdate Recommendations 4. But of course, the more you know the better right? The information here has very little to do with investing in the stock market. I just put this here for those who are a bit more curious than the rest.

As of , there are listings in the Stock Market. While five years ago there were only listed companies. The size of the market is measured by market capitalization. This is the total market value of all listed companies in that particular stock market. In the table below, it is easy to see that our stock is still very small when compared to others.

Companies get listed in the stock market in order to raise huge amounts of capital without having to borrow money outright. With the stock market, they sell their shares of stock their ownership to the public — and just share the profits through dividends to their stockholders. The first board caters to companies with market capitalization of at least P Million. The second board is for companies with market capitalization of at least P Million. The following table is a quick summary of the standards set by the PSE for the three boards.

Philippine Stock Exchange Main Website 2. This refers to the first time the public is given an opportunity to buy shares of a newly publicly listed company. Of course, this happens after PSE screens the company in order to protect the investing public. IPOs are very exciting since it may present an opportunity to make a lot of money. Actually, the investing public is a bit biased towards IPOs.

Its opening price was P However, for those who stuck with it for the next couple of months, they would have nearly doubled their money. This meant that a lot of people wanted to buy the stock. It climbed from P to P on its first day. However, after several months, the stock price gradually declined. Many people held on to the stock believing that it would one day get back up again. One year passed, but sadly the stock price dropped even more.

In July , the stock price was only in the P67 - P70 range. The first person to go to if you want to get into an IPO is your stock broker. As soon as you hear the news of an IPO, contact them already to ask when you can get the shares.

Do not wait till the opening date since that would already be too late. In an IPO the shares of stock are limited to each person. Add to that the emotional rush it creates: the excitement from everybody wanting to get it, and the fear from missing out on an opportunity.

This emotional rush makes a lot of investors blind to the risk of not knowing anything about the company. Ellie is a cautious and patient investor so she waits for more information before getting into it. It must be one of the random people she added just to get the notifications down to zero.

While having dinner, she overheard one of the tables talking about investing. Since the table was already full, she just tried to listen to their conversation. After a few minutes of listening she learns that several of them already signed up for the IPO. The next morning, Ellie calls up her broker, and asks to also get her shares for the coming IPO. Did Ellie learn anything about the company? Not a thing. What she did find out was that a ton of other people was also getting into it.

I got the texts. I saw the posts on Facebook. Instead of a birthday party, it was a despedida. And the moment I signed up for the stocks, I also encouraged my other friends to get into it. Unfortunately, for every IPO like Microsoft that turns out to be a big winner, there are a thousand of losers. Psychologists Kahnerman and Tversky have shown when humans estimate the likelihood of an event, we make that judgment based not on how often the event has actually occurred, but on how vivid the past examples are.

But we conveniently overlook the fact that most other IPOs were terrible investments. Stock Symbol or Stock Code In the stock market, each company is assigned a nickname or a code. This is called the stock symbol. The table below lists some examples. Market Price The market price is simply the price per share of a particular stock.

When the stock market is open, the price can change every second. It all depends on how much the buyers want to buy, and how much the sellers want to sell. You will probably see something that looks like this. Naturally, buyers would want to buy at the lowest price possible, while sellers would want to sell at the highest price possible.

This is why this table shows the highest buying prices and the lowest selling prices. Label What is it? What does it mean? The picture above shows that the highest price buyers were willing to pay was P2, per share. Example, on the third row: Buyers want to buy shares at the price of P2, The picture above shows that the lowest price sellers were willing to sell was at P2, Example, on the 4th row: Sellers want to sell shares at the price of P2, Tick Size The fluctuation or tick size is the smallest increment in the price of a stock.

The tick sizes are standards which have been set by the PSE for the purposes of easier trading. These tick sizes vary depending on the price range that stock belongs to. If there were no tick sizes, buyers and sellers have an infinite range of prices to bid and sell. For example, if the current highest bid was P2, , you could outbid it by P0. This would make it more difficult to facilitate the trades. Lot Size Board Lots are also standard increments set by the PSE, but this time the minimum allowable increment affects the number of shares to be bought or sold.

This time, take a look at the number of shares columns of PLDT, all of the numbers are multiples of 5. Like the tick size of a stock, the lot size is also dependent on the price range of the stock, and was also set to make trades easier to manage. Board Lot The board lot is simply a table showing the summary of the tick sizes and the lot sizes of the respective price ranges of the stocks. Here is the board lot. Some examples on how to read it are given below.

At that price range, the tick size is P0. This means that the price of XYZ can change to P5. At the same time you could only buy it in increments of shares. It would belong to the new price range of P It would have a new tick size of P0. Yes, sorry for that! So with that, read on! I have arranged it in increasing order of complexity the further down the list, the harder it is to read. So my suggestion is to start doing them from the top of the list per category.

Included in these references are books, e-books, websites and seminars which you can look at to further you interest in those topics. For the other references, links are provided for more information. Now, take note that you already know enough to start investing in the stock market. You can do it at the same time you begin investing.

If you join the Truly Rich Club, you already get the recording. It teaches about the difference of real assets and real liabilities. Knowledge of this basic principle will change how you decide what things to buy. Its basic principle is that those who are patient in learning get the highest returns. While those who are impatient what to get the easiest form of investments get the worst kinds of returns.

The Intelligent Investor by Benjamin Graham — This is a classic when it comes to the world of investing. It explains the four kinds of investors in the stock market. It also shows how and why investing for the long term beats the short term traders.

Registration is free for current CitisecOnline members. More Information and Registration Here www. Articles are appropriately separated into beginner, intermediate and advanced topics. But as a quick guideline here, only attend a technical seminar if that is the only topic for the WHOLE day. In this section, please note that my focus is the action step itself, so I will no longer elaborate on ideas which have been discussed in part 1 and part 2 of this guide.

I will only give specific instructions which will move you further along your journey on investing. My goal here is to get you started with your investing in the fastest and most effective way possible. So bear in mind that rather than present you with Options A, B and C.

I will just instruct you to do X, Y and then Z. Day 1: Commit to a Personal Investing Goal The first thing that you will need in order to get started is your commitment. Nothing will happen without your commitment. It can be the goal written below, so something more personal to you. It could be about investing for yourself, or for the people you love. The important thing here is that you decide and commit to it. Commit to Your Personal Investing Goal!

Downloading the forms is 1 minute. Filling out the forms is 5 minutes. Photocopying your ID is 2 minutes. I think you get the picture now. She was already excited to get started, but for some reason she only filled out the forms and never sent it to COLFinancial. Then without her knowing, several months passed by with her forms accumulating dust in the drawer. So act now, act now and act now. Ultimately, what this can mean for you is not only profitability, but peace of mind.

Now, personally, I think of the Truly Rich Club as being able to hire the best stock market expert here in the Philippines Edward Lee so that he can tell me exactly what to buy and sell. However, if paying for expert guidance is really not your thing; another other option is to look at the COL EIP recommendation list.

As of Nov , they are recommending 16 different companies that you can invest in it for the long term. Here are the important links for your reference in this step. Two to three companies from different industries would be a good enough diversification. You are already invested into the stock market. Feel free to watch your investments go green up , and go red down. Right now, you should be proud that the Filipino business tycoons are working hard to make your money grow.

Recall that if you buy a stock, you are buying into a business, and you are leveraging on the people running that business. Here is the guide on how you can understand your portfolio even more. What you have to remember is that this is the natural fluctuation of the stock market. It goes up, and it goes down. Click here to download: Monitoring Your Portfolio. Now, as you begin to invest in the stock market, you will notice that a lot of people will be boasting about their investing strategies.

But it is at this point that you need to stick to your strategy because of the following reasons: 1. You do not know how much money these people have lost in the past. Most probably they are only sharing their wins. You do not know how long these people study the stock market, and how exactly they study it. They may be spending several hours a day so they can execute their trades. You do not know what kind of rules they follow with their trades.

You do not know when they bought that stock or when they sold it. If you want to venture into a new strategy, you need to preserve your current strategy, and just set aside a portion for this adventure. For example, if you're investing P monthly, you can divide that amount into 2 portions: The first portion is for your slow but sure way of investing, and the other portion is for the new strategy.

In this manner, you secure your core long-term investment, while you get to explore other strategies. Article on Sticking to Your Strategy It is very important that you use the stock market to complement your lifestyle rather complicate it. Of that number, active stock market investors numbered only an estimated , — a measly 0. After all, how could they teach us, if no one taught them either? I am saying this to you so that you can appreciate the person who introduced you to the stock market, and made you download this book.

Thank that person, because the knowledge that you gained here is so very rare among Filipinos. And when you finally get to start investing in the stock market, hopefully you can share the knowledge here with your fellow Filipinos.

This way, sometime in the future, the majority of Filipinos would have the much deserved convenience of making their money work hard for them. Importance of Spreading Financial Literacy The only way to end the poverty in the country is to spread financial literacy. Watch this video to find-out how you can contribute to the fight against financial ignorance. What took me 6 whole months to understand, you just read in this past hour or so.

Investing in the philippine stock market for beginners pdf editor role bettinger photography

📈 How to invest in STOCKS for Beginners, Students 2021 - FMETF Best Index Fund in the Philippines 🇵🇭

Note: The maximum number of lags to be considered in the serial correlation structure is 5.

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Divergent forex system strategy map	Line D shows the stock price has bottomed out again, creating a line of support. A trader's style refers to the timeframe or holding period in which stocks, commodities, or other trading instruments are bought and sold. When the countries are considered with respect to regions, Asian emerging markets are found to be affected the worst whereas the impact is the modest in Europe. Investors are more likely to ride out short-term losses, while traders will attempt to make transactions that can help them profit quickly from fluctuating markets. World Health Organization Let me break down the image above with each of the trendlines: Line A is the very first line of support shown.
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Does tdameritrade do crypto	Penny stocks are very unlikely to offer dividends, which means you will make money through capital appreciation. In order to understand the changing impact of the pandemic over time, we divide sample period into three sub-samples: i March 10 - 31, ii March 10 — April 10, and iii March 10 — April 17 alongside the full sample. Simply put, a stock chart is a graph that shows you the price of a stock over a specific period of time — for example, five years. If a lot of people are trading the stock that day, you should be able to buy or sell it quickly. The term "cap" stands for " capitalization. Trading involves short-term strategies to maximize returns daily, monthly, or quarterly. Zhang et al.
Overborrowing investopedia forex	It is. The Bottom Line There are clear benefits and drawbacks of investing in stocks. Traders generally fall into one of four categories: Position Trader: Positions are held from months to years. Over time, it's the best way to gain the highest return at the lowest risk. We do not include the universe of companies or financial offers that may source available to you.

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